One AI. Every Bill. Zero Effort.

The AI that fights your bills so you don't have to.

Premium users save $1,000 - $9,500/year. The plan pays for itself.

$1,000+
Tax deductions tracked per Premium user
3 min
To connect and start scanning
Most Valuable

Medical Bill Negotiation

Save thousands on medical bills — often in a single call

Maya calls hospital billing departments, identifies overbilled or duplicate line items, applies charity care and financial assistance programs, and negotiates settlements directly. The average disputed medical bill is reduced by 60–70%. No paperwork, no hold music — just results.

Itemized bill review Dispute duplicate charges Charity care applications Direct settlement negotiation
$9,500
saved in one call
Premium plan: $18/month
Pays for itself 43× over

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Every day you wait, money disappears.

$0.00

lost today in unclaimed deductions

$0.000101 per second

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Process

How BillAxe Works

Connect once. BillAxe finds savings and pays for itself.

Step 01

Scan

Connect your bank and upload your bills. BillAxe scans for overcharges, duplicate fees, inflated medical bills, and subscriptions you forgot about.

Step 02

Negotiate

Maya calls your providers directly — insurance companies, hospitals, cable companies, phone carriers — and negotiates lower rates on autopilot. No hold music. No arguing.

Step 03

Recover

We dispute inflated charges, track refunds, find unclaimed property, and log every expense as a potential tax deduction. BillAxe pays for itself.

See Maya in Action

Watch Maya Work

Maya negotiates on your behalf — live calls, real results, zero effort from you.

📞 Maya is calling St. Mary's Hospital Billing Department...
S
"Thank you for calling St. Mary's Hospital billing department, this is Sarah, how can I help you today?"
M
"Hi Sarah, my name is Maya and I'm calling on behalf of a patient regarding a recent bill of $13,000 for a procedure performed on March 14th. I'd like to start by requesting a fully itemized statement of all charges."
S
"Of course, I can pull that up. Can I get the patient's date of birth and account number?"
M
"Date of birth is September 12th, 1988 and the account number is 4471823."
S
"Got it, I'm pulling that up now... okay I'm seeing the account. The balance is $13,000 after insurance."
M
"Thank you. Looking at the itemized charges, I'm seeing a $1,200 charge for an OR facility fee, a $340 charge for a single-use surgical kit that appears to have been billed twice, and a $780 charge for anesthesia monitoring that exceeds the standard Medicare rate by 40%. I'd like to dispute those three line items."
S
"I understand your concern. Let me flag those for our billing review team..."
M
"I appreciate that. In the meantime, I'd also like to ask about your financial assistance program. The patient's household income qualifies them for assistance under your charity care policy."
S
"We do have a program. I'd need to transfer you to our financial counselor for that."
M
"Before you transfer me — given the disputed charges and the financial assistance eligibility, I'd like to propose settling the account at $3,500 as payment in full. This avoids a lengthy dispute process for both parties."
S
"That's... actually within the range our counselors can approve. Let me put you on a brief hold."
S
"Okay, I spoke with my supervisor. We can approve a settlement of $3,500 as payment in full. You'll receive a written confirmation within 3 business days."
M
"Perfect. Please confirm that this settlement clears the entire balance and will not be reported as a partial payment to any credit bureau."
S
"Confirmed — full settlement, zero remaining balance, no negative credit reporting."
M
"Thank you Sarah, we'll process the payment today."

✅ Medical bill reduced from $13,000 → $3,500

💰 You saved $9,500 — in a single call.

Features

Everything You Need

A full suite of financial recovery tools, led by the feature that pays for everything

Bill Negotiation Bot

Maya calls your service providers, disputes charges, and negotiates lower rates — completely on autopilot. No hold music. No arguing. Just results.

Tax Deduction Tracker

Automatically categorize transactions as business deductions and identify every expense that qualifies. The average user finds $1,000+ in deductions — more than 43× the plan cost.

Insurance Finder & Negotiator

Maya shops your current insurance rates, finds better coverage at lower premiums, and negotiates directly with your provider — auto, home, health, and more.

Unclaimed Property Finder

Billions in unclaimed funds sit in state databases every year. Maya searches all 50 states for your name and files recovery claims on your behalf — automatically.

Price Increase Alerts

Get alerted the moment a merchant raises your rate, with the exact dollar amount and percentage increase flagged automatically.

Subscription Detection & Cancellation

BillAxe scans your transactions to surface every active subscription — including forgotten trials and duplicates — and cancels the ones you don't want with one click.

Pricing

Simple, Transparent Pricing

One plan. No hidden fees.

Secure payment via Stripe · Cancel anytime · No contracts

Potential Yearly Savings

Based on what our users typically recover